An Agent, also called an “attorney-in-fact” under a legal and financial power of attorney, is a person you have designated to serve as your agent to manage your legal and financial affairs.
Without an AHCD document, decisions may be determined in court through a guardianship case if you are no longer able to do so, a scenario most people try to avoid.
In Maryland, a guardianship may become necessary when an individual fails to appropriately institute an estate plan, a Power of Attorney and an Advance Health Care Directive.